Tools
Practical Excel-based planners and trackers to help you take full control of your finances.
Smart Money Tools
Managing money can feel overwhelming — but with the right tools, it becomes clear, structured, and achievable. At Gracing Money, we’ve created easy-to-use Excel templates you can download and start using right away. These offline tools are designed to help you plan, track, and grow your finances step by step.
Bonds Tracker
Easily record and monitor your bond investments to stay on top of your returns and maturity dates.
Calculations for Bonds (with Video Guide)
Step-by-step help in understanding bond pricing, yields, and returns — complete with a walkthrough video.
Emergency Fund Planner
Build a safety net for life’s uncertainties with a clear plan for saving and maintaining your emergency fund.
Expenses Tracker
Track your daily, weekly, and monthly expenses to identify spending patterns and save more effectively.
Financial Goal Planner
Set, track, and achieve your short-term and long-term financial goals with structured planning.
Liquid Assets Tracker
Stay aware of your cash and easily accessible assets to maintain strong financial flexibility.
Net Worth Tracker
Net Worth Tracker Measure your financial growth over time by keeping track of all your assets and liabilities in one place.
Quantitative Analysis Tool
Analyze financial data with smart formulas and insights for better decision-making.
Simple DTI-Ratio Calculator
Quickly calculate your Debt-to-Income ratio to understand your borrowing capacity and manage debt responsibly.
Stocks Investments Tracker
Monitor your stock portfolio performance, returns, and market value in one clear dashboard.
Expenses Tracker
Track your daily, weekly, and monthly expenses to identify spending patterns and save more effectively.